Financial Management sets Trion apart from its competitors and from your in-house capabilities and resources. Our underwriting-driven process allows us to approach the marketplace with the highest degree of analytical expertise.

Trion's underlying knowledge of what data to expect and our due diligence to get it from the vendors is just one example of the value we add. Our ability to use this data in understanding the reasons your costs have increased and in forecasting future cost trends is the driver for effectively achieving your short-and long-term budget and plan design targets.

Our team of underwriters and actuaries average over 20 years experience in every aspect of financial analysis and underwriting, and are eager to bring that expertise to work for you.

Plan Accounting

We don't like surprises any more than you do...so once we help you solve your current problems, we won't stop looking toward the future. We start by providing monthly reports that show year-to-date actual-to-budget costs and actual-to-target loss ratios on your plans. Then, every quarter, we analyze your cost and utilization data to show the root causes for cost increases and to assess emerging price, utilization, and overall cost trends. Finally, to help you stay ahead of the curve, we'll use both reports to develop the following year's cost management strategies and determine the incremental effect of plan design changes on future claims costs.

Cost/Utilization Analysis

With data, there are layers within layers within layers. Unless you get down to the root sources and systemic influences affecting your cost increases, you might draw the wrong conclusions. At least twice during the plan year, Trion will filter through your medical cost and utilization data to reveal which trend factors and service categories are causing cost increases to help you devise the right strategies for your business.

Consumer Driven Health Plans

Part of a growing trend in health care, Consumer-Driven Health Plans (CDHPs) move employees from passive patients to active partners in managing their own health care and health care costs. Through a rigorous financial, strategic, and plan evaluation, Trion will help you determine the right mix of traditional and consumer-driven health care for your business.